Las Vegas Real Estate Glossary H
(Holding Company - Hypothecate)
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Company formed for the purpose of owning or controlling other companies.
Funds retained in an account until a certain event occurs.
The time span of ownership of a real estate investment with the return
tied to the time period of the investment for tax purposes, determining
whether a profit earned of loss incurred is treated as short or long-term
capital gains or losses.
Wall with an air space within the wall.
Also known as a mortgage, it is a lien that makes property security
for the repayment of a debt, such as the one incurred upon purchase
of that home.
The state of living in a structure that one owns.
Warranties issued by contractors, sellers and real estate agencies that
protect homebuyers from specified defects in a house as per the contract.
Homeowners' Insurance Policy
Type of insurance policy covering the risks of homeowners, including
damage, theft, fire, personal liability, etc.
Special insurance covering certain home repairs for a specified amount
Federal, state or local government ordinance that sets minimum standards
of safety and sanitation for existing residential buildings, as opposed
to building codes, which govern new construction.
Estimate of the number of dwelling units on which construction has begun
during a stated period.
Housing Expense Ratio
Percentage of gross monthly income devoted to housing costs.
To pledge real estate as security for a loan without having to give
up its possession.